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This is a refundable tax credit intended to provide tax relief for eligible working low-income individuals and families who are already in the workforce.
Knowing how much you can afford is crucial before purchasing anything, but in the case of such a big investment as buying a home, you should double-check all your calculations.
Being a single parent is not easy, especially when it comes to financial planning for a home in Toronto.
Even though single parents might have tighter resources, they want to provide the best possible standard of living for their families.
The complex process of homebuying does not start with hunting for the right home but with doing financial homework.
First of all, you will need to review your credit history and make sure that it is as clean as possible.
Your credit score is an important factor that determines whether you'll get a good deal on your mortgage.